Facing Foreclosure? Here’s What You Need to Know

If you’ve fallen behind on mortgage payments and are facing foreclosure, you’re not alone. Many local homeowners are in the same position—and there are real solutions available.
In this blog series, we’ll walk you through the foreclosure process, your rights, and how to take control before it’s too late.

What Is Foreclosure?

Foreclosure is the legal process your lender uses to repossess your home after missed payments. The timeline and details vary depending on your location, but one thing is true everywhere: the sooner you act, the more options you’ll have.

What Happens When You Miss Payments?

  • Your lender may issue a Notice of Default.
  • Legal proceedings can begin if payments remain unpaid.
  • Eventually, your home may be auctioned or repossessed.

You Have Rights and Options

Even if you’ve received a foreclosure notice, you still have rights—and time. Many homeowners are surprised to learn they can stop or delay foreclosure, sell the property, or negotiate new terms with the lender.

Stay tuned for our next post: “5 Options to Stop Foreclosure Before It’s Too Late.”
If you need immediate help, contact us today for a no-pressure conversation.

👉 Call us at (334) 463-6955 or visit www.HeritageBuys.com.

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